Going to college is a huge step in a young adult’s life. It is the step he or she is making into their adulthood, and their success means everything. College is also one of the most expensive ventures she will be making. It could mean many many years of debt, or if you’re diligent, little to no debt at all.
In this blog post we will be focusing on one of the most generous scholarships you can obtain within Texas: The Terry Scholarship
The Terry Scholarship
The Terry Foundation Scholarship is awarded to high school freshman who are Texas high school graduates. There is also a scholarship award called the Terry Transfer Foundation Scholarship which is given to non-traditional transfer students from Texas.
What the Terry Scholarship is intended to provide is a scholarship up to a full ride to outstanding students from Texas.
Who are the Terry Foundation?
Howard and Nancy Terry are long-time residents of Houston. Mr. Terry is a successful business man in a variety of industries, including banking, oil and gas. In 1986, the Terry family decided to give back and decided to help young people by setting up a scholarship foundation. Mr. Terry was always grateful for the financial assistance that enabled him to attend college, so to pay it forward, he and Mrs. Terry dedicate their time and resources to help future generations of students in Texas the same opportunity that he had.
The Terry Scholarship comes from Texas Longhorn roots. Howard Terry holds a BBA from the University of Texas, graduating in 1938. Terry is a self-made businessman and had a football scholarship to UT. He once said that receiving this scholarship was one of the most important moments in his life.
In the spirit of paying it forward, the Terry Scholarship offers exceptional Texas high school graduates and transfer students assistance to cover tuition, books and living costs. The goal is to help the students graduate without any debt.
The Terry Foundation’s goal is to foster enterprise by “helping Texas college students to help themselves.”
Terry Scholarship Qualifications
Click here for the full list of requirements.
Like any other scholarship, there is a deadline to apply!
For the next academic year, the deadline to apply for the Terry Scholarship is January 2, 2018.
Click here to read common questions about the Terry Scholarships.
If you want to talk more about this scholarship, or other scholarship opportunities, please do not hesitate to contact us! At Cash4College, we offer complimentary consultations. All you have to do is ask!
Nadine Underbrink, M. Ed.
If you have seen any popular movies in the past two decades about college life, chances are they took place at an Ivy League school. All of them showcase very bright, quirky and strange characters that live inside the walls of the highly respected institutions. Ivy League schools are highly prestigious and considered the highest level of all colleges within the United States.
How the Ivy League Came About
The term “Ivy League” is a bit of a mystery. Although the Ivy League has become known for its rigorous academics, prestige and old, historic buildings, the history of the term is surprisingly unknown.
There are several theories to how this term came about, but it is widely believed that the term was introduced in 1954, when the NCAA athletic conference for Division 1 was formed. And, the term itself simply occurred by accident when a sports writer of the time coined the phrase based on the ivy-covered historic buildings that the majority of universities had!
The eight, highly competitive universities that exist in today’s Ivy League division are:
1. Harvard University
2. Yale University
3. Princeton University
4. Columbia University
5. Brown University
6. Dartmouth College
7. University of Pennsylvania
8. Cornell University
* Stanford, M.I.T. , and Caltech are not techincally Ivy League universities but have the same reputation.
These universities athletic teams, in their competition and achievement generated more endowments, funding and popularity, therefore the admission requirements for the schools became more rigorous and demanding. So, as a result, these schools began to produce graduates of high academic excellence, prestige and very promising careers.
Should You Care About the Ivy League?
Most college applicants are likely to be attracted to the Ivy League based on many reasons. The main reason is that it is no secret that these schools attract the upper echelon of professors, staff and students for professional careers like law, medicine, engineering and business. You can count on many doors to be opened for you should you earn a degree from one of these universities.
However, these schools also tend to be the most expensive schools in the U.S. with their tuition rates per year averaging between $55,000 and $60,000 per year. These universities do offer scholarships, but only to qualified students.
What You Should Know Before You Apply to an Ivy League University
Admission to these schools is extremely competitive. If your goal is to run for office someday, or be the head of a major corporation, then these schools have a history of graduating highly successful and accomplished students.
However, know to be accepted, students must achieve much higher standards than they would of other average universities. You should always first check what the requirements of these schools, including SAT, ACT scores, as well as your GPA, and also extra-curricular activities and achievements. They tend to be VERY competitive!
Finally, keep in mind that there are THOUSANDS of universities in the United States that have high ranks and much lower tuition costs. Though your dream may be to attend an Ivy League university, you should really seek out the perfect fit for your personal needs.
Cash4College offers complimentary consultations. Our consultants will analyze your student profile and help you strategically plan your college admission plan. On your complimentary call, we will give you at least one compatible university with a guaranteed scholarship opportunity.
As you begin the college application process, you might be wondering which test, the ACT and/or the SAT ?
There is a common myth that the elite colleges prefer the SAT over the ACT. This is not true. Colleges that require standardized testing scores will accept the ACT and SAT equally, so picking the test that you will perform the best will be one of, if not the most important factor in your admission chances. If you want to complete a competitive college application, then you will need high test scores. And if you want high scores, you should choose the right test for you or your student.
If you’re not sure which test your child would prefer or perform the best, you should consider the key differences between the two.
However, keep this in mind: You should focus your efforts on taking ONE test. You will not get extra points for taking both tests, and you will only hurt yourself if you try.
The reality is that the SAT and ACT have more in common than they do differences. A new version of the SAT was launched in March 2016 and is essentially a copy of the ACT. Both tests cover the same material, and the formatting is basically the same. You will be tested on math, English, and reading comprehension. The tests will take between 3 and 4 hours to complete.
A few key differences;
Which Test Should You Choose?
As we stated above, almost all colleges will accept either test score. Just remember that college applications are more about how you scored COMPARED to others, not the actual score itself. The tests are graded on a curve. The performance is based on a scale, meaning your final score is based on how you did compared to everyone else.
Green Test Prep gives excellent advice to help you make the decision of which test to take so you can focus on preparing for it:
1. Grab a copy of both tests. You can either buy the Official College Board Manual and the The Official ACT Prep Guide , or you can find a free copies of the New SAT and a free copy of the ACT online.
2. Spend an hour looking at each test (including its rules for each section, its format, and its problems) and see which one you like best. I’ve never had a student that was neutral on this issue. Most students love the SAT and hate the ACT or vice versa.
3. Start prepping and focus on the test you like the most.
Bottom line is you WILL need to decide between the SAT and the ACT. Be sure to do this soon ,so you’ll be on your way to testing greatness!
The Southwestern Experience is different, yet similar for each of our students.
We encourage students to fully embrace the liberal arts and Paideia curriculum, which primes our students to become well-rounded academics and prepares our graduates for a successful career and personal life.
In this video, we introduce you senior Brandon Baker’s Southwestern Story who explains how his Southwestern Experience made for unforgettable college journey that helped him make connections and build strong professor relationships and lifelong friendships.
FAFSA Opens October 1st!
This is the time of year when we talk about is FAFSA.
Have you heard of it? If you’re applying to college, you should know about it.
What is FAFSA?
The Free Application for Federal Student Aid (FAFSA) is a form that can be prepared annually by both current and prospective college students in the United States. This form is mainly used to determine a student’s eligibility for student financial aid. (source)
Federal Student Aid, which is a part of the U.S. Department of Education, is the largest provider of student financial aid in the nation. They provide more than $120 billion in federal student aid each year to help pay for college or other career school(s).
Check out this video and be taken through the basics of FAFSA.
Who is Eligible?
Almost every student can qualify for some form of student aid. You may think that even if your family income is high that you would not have a chance for a scholarship. While this is maybe true of need-based scholarships, you may be eligible for performance based scholarships also known as merit-based scholarships and/or other loans (such as the Stafford Loan) !
Your eligibility for federal grants (grants do not have to be repaid) and loans (loans have to be repaid) is usually based on your financial need. Your need will be based on what information you submit on your FAFSA form.
Most colleges, state scholarship agencies and foundations will use the information on the FAFSA when they are choosing their scholarship recipients, as well as how much they may receive. This means, that even if your family’s income puts you out of reach for a need-based scholarship, it will still be worth completing the form. In fact, many colleges and universities, require the FAFSA to offer even merit-based scholarships.
Important: When you file a FAFSA form, it will automatically qualify you for low cost federal student loans of at least $5,500 a year.
A student who can meet all of the following criteria may be eligible for aid: (Source)
Where Can You Find the FAFSA?
Most families will fill out their FAFSA online. This is the best option because it includes step-by-step instructions and it also contains pre-application worksheets that will help you through the process.
Filing your FAFSA online will offer several benefits like:
How Can I Preview My Eligibility?
FinAid’s Financial Aid Estimation Form may be used to calculate your EFC and an estimate of your eligibility for financial aid. This may help you understand a bit about how the federal need analysis system works. You can also run “what-if” experiments to see how much aid you’ll get under various scenarios. FinAid also has a QuickEFC calculator that uses much fewer questions to yield a ballpark estimate of your EFC. (1)(2)
Where Do You Begin? How Cash4College Can Help.
Understandably, you may worry about the cost of a college education. Many parents believe that their son or daughter will not qualify for a scholarship. However, that is not true. The key is finding the right type of scholarship(s). Some scholarships are given for academic achievement or athletic accomplishments; others are given because of volunteer work, ethnic or religious ties, etc… While most parents are worried about the potential debt, they can manage this challenge. A Cash4College counselor will provide parents all financial information to make good choices to identify institutional, college and foundation scholarships along with grants.
Contact Us Today for a Free Consultation !
Free October SAT Registration and CSS Profile Fee Waiver for Hurricane Harvey-Impacted StudentsThe College Board will offer a free October SAT registration, and a CSS Profile fee waiver to students affected by Hurricane Harvey.
We recognize this is an incredibly challenging time as you work to recover from the storm. We are taking this step to support students and families who are struggling as a result of the hurricane.
The free October SAT registration and CSS Profile fee waiver are for students who are experiencing hardship and/or displacement due to the hurricane and are in an area designated by FEMA. Please scroll down for the list of FEMA counties.
Click to Learn More
Dedication to teaching and the cause of truth, wherever it is discovered, is the Basilians' hallmark and legacy.
While UST has grown to become a mid-size comprehensive university, it remains profoundly committed to offering a Catholic, liberal arts education in the Basilian tradition.
FAFSA Opens October 1st!
LEARNING TO THINK
With a curriculum rooted in Western civilization’s greatest thinkers, students develop reading, writing and critical thinking skills to prepare them for any number of life paths.
Dedicated to the pursuit of wisdom, of truth, and of virtueThe University of Dallas is dedicated to the pursuit of wisdom, of truth, and of virtue as the proper and primary ends of education. The University seeks to educate its students so they may develop the intellectual and moral virtues, prepare themselves for life and work in a problematic and changing world, and become leaders able to act responsibly for their own good and for the good of their family, community, country, and church.
The University understands human nature to be spiritual and physical, rational and free. It is guided by principles of learning that acknowledge transcendent standards of truth and excellence that are themselves the object of search in an education.
Learn More About University of Dallas
FAFSA Opens October 1st!
The First Scholarship Step
Most parents and high schoolers want scholarships, but they do not know how or where to find them. It’s not their fault. Most schools treat the topic as an after-thought; many do not tell them or know how to direct them. How would parents and students know better? So, I’d like to shed some light on the most important first step; it’s called the Junior PSAT. Most are familiar with the test, but few realize its significance until it’s too late.
Case in point…
As I was speaking to a family about test scores, I quickly realized their senior never sat for the Junior PSAT. At first, I thought it was an error. Did she forget? Was she sick that day? Then, I was told the unfathomable., “I didn’t take the test because we were given an option, and I didn’t want the hassle. Plus, I skipped the small test fee.”
Needless to say, I was dumbfounded. As a private college counselor, I use numerous sources to identify good scholarships. The Junior PSAT is a very critical component because it can generate tremendous scholarship opportunities in the ballpark of tens of thousands of dollars if not more. More often than not, very well meaning dedicated parents are unaware of the significance of the test because they were never informed.
What is it?
The PSAT is known as the PSAT/NMSQT which stands for the Preliminary Scholastic Achievement Test/National Merit Scholarship Qualifying Test. Often, the name is shortened and only referred to as the PSAT. While it is helpful to refer to the shorter name, it often skirts the most critical element of the test…it generates scholarships hence the NMSQT (National Merit Scholarship Qualifying Test).
The PSAT is a test administered in the sophomore year and junior year. Neither the sophomore PSAT nor the junior PSAT are used for college admission. Instead, the Sophomore PSAT is truly a practice SAT. The Junior PSAT, albeit a practice test for the SAT, is also used to determine if a student qualifies for the National Merit.
Yes. Lots of it. The College Board administers and manages both the SAT I, SAT II also known as SAT subject tests and the PSAT/NMSQT. Hence, the College Board oversees the registration and test distribution. However, the National Merit Organization reviews the national scores and determines if a student qualifies as National Merit Student…this means $$$. Money in the form of the National Merit Scholarship worth a minimum of $2,500 and institutional scholarships…a/k/a money from a university which could translate into a full ride worth up to hundreds of thousands of dollars, in some cases over $200,000.
Which Students Qualify?
All students qualify to take the Junior PSAT. While some schools schedule the test and pay the fee on behalf of their students, some schools allow each student to elect participation and then charge the students a fee. Needless to say, take the exam. Prepare for the exam. It can create tremendous scholarship opportunities.
How to prepare?
First, it begins with the proper mindset. If you told your high schooler that he could take an exam and then earn a large sum of money, your student would be encouraged to prep in order to increase his chances. Most students walk into the Junior PSAT in October of junior year completely unprepared. Let me give you specific examples: one student earned a perfect math score, 800, on her SAT, but she wasn’t as successful on her Junior PSAT. Why might you ask, she prepared for the SAT. Another student earned a 1510 on his SAT; impressive, right? Well, on his Junior PSAT, he only earned a 1360. While that’s a respectable score, it isn’t high enough to earn National Merit status.
How to Test Train Effectively?
Prepare, it’s that simple. 13-16 weeks prior to the Junior PSAT, a student needs training. Less than 5 % can adequately train themselves. They lack direction and execution. It’s time to hire a professional test trainer. Even if it costs you $1,500-$3,000 and your student became a National Merit Student and earned $80,000-$200,000, was it worth the investment? Of course!!
Word to the wise, regardless of the test trainer, there must be benchmarks in the training process. In other words, in week 1, there is a test administered by the test trainer, so your student establishes a baseline score. Each week, test training and homework should focus on specific skills. Then, another test should be administered in order for you and your high schooler to gauge progress. Without these benchmarks, no one can determine what is happening.
Also, if you notice absolutely no improvement, I can almost assure you that in 95% of the cases, the student is not completing the homework between test sessions. Test training without homework drills is comparable to working out at the gym and eating cake and pizza all week. You will not see results. The reverse is true. Homework drills are key. If you are a hand-off-kind-of parent, this is the time to become hands-on. You are talking about an enormous amount of money on the line.
Who Offers the Money?
The majority of the National Merit Scholarships are offered by the 420 corporate and college sponsors. The list is so extensive, that I’ve added it at the bottom of this article. Please look below my signature to see the list. To give you a better sense of what colleges provide, most of them offer large National Merit Scholarships focused on four main types of offers which include: tuition “plus,” full ride, full ride “plus” and outside awards tied to National Merit.
Tuition “plus” means that the student will receive a large award in addition to stipends and other funding that can almost equal a full fide. Full Ride, means that the student attend college for free; he does not pay for tuition, academic fees, room and board. Full Ride “plus” means that the student receives all that Full Ride offers and money for study abroad expenses, conferences, etc…., per each university. Lastly, there are other additional scholarships which are tied to the National Merit status but come from outside sources.
So, how can your student earn such tremendous opportunities?
How does a Student Qualify?
A student qualifies according to an index score. An index score is the total of the sub-scores in math, reading and writing. The process begins in October of a student’s Junior year, he will take the PSAT. If he receives a high index score (240 is the highest), he may be entered into the competition for the National Merit Scholarships.
During September of his senior year, he will receive a letter of commendation or qualification as a semifinalist in recognition for his high PSAT index score. Then, the student must take his SAT by December of his senior year. The semifinalists who meet requirements will advance to finalist standing. Finally, in March of his senior year, scholarship winners are notified. Many universities are very interested in these students and offer tremendous scholarship awards to attract them.
Want to know which corporations and universities sponsor such an incredible opportunity? Please look below my signature for the extensive list.
Also, are you passed Junior year? Don’t worry, there are numerous other generous scholarships.
Please feel free to contact me at (713)447-0064 or firstname.lastname@example.org
Nadine Underbrink, M.Ed.
At Fordham, you’ll receive a rigorous education in one of the world’s greatest cities—an education that will sharpen your talents, widen your vision, and prepare you to embrace and create change.
You’ll thrive intellectually as you struggle with new ideas.
You’ll grow professionally through diverse internships.
Your heart and mind will expand as you meet students and faculty from all over the globe.
As the Jesuit University of New York, our spirit is one of passionate engagement. Fordham shapes students who strive for excellence in everything they do, they care for others, and they fight for justice.
What will your diploma say about you?
Click Here to Learn More...
FAFSA opens Oct 1st!!
Nadine Underbrink, M.Ed.