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Cash4College Blog

University Award Offers Part 2

5/10/2016

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Can students borrow money for their education?

​There are two main types of loans:
 
1. Federal Perkins Loan Program (demonstrate financial need, 5% interest for undergraduate and graduate students enrolled min of part-time, no fees, loan re-paid to university) and the
2. Direct PLUS Loan Program. The program has four sub-programs or options which include: Direct Subsidized Loan (demonstrate financial need, deferred while for undergraduate and students enrolled min of part-time, loan re-paid to U.S.), Direct Unsubsidized Loan (undergraduate, graduate, and post-grad students enrolled at least part-time, does not have to demonstrate financial need, interest is not deferred, paid to U.S. Dept of Education) Direct PLUS Loan (parents of undergraduate students, graduate, and post-grad students enrolled at least part-time, does not have to demonstrate financial need, interest is not deferred, paid to U.S. Dept of Education), and Direct Consolidation Loan (Student or parent’s of student can combine all eligible federal educational loans).

Regardless of the type of loan, all of them must be repaid.

Do you understand your university award offer?

Nadine Underbrink, M.Ed.
College, Graduate & Scholarship Consultant
(713)447-0064
nadine@cash4college.net

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    Nadine Underbrink, M.Ed.

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